It is often difficult to envisage the idea of retiring when you are in your thirties or forties, but it is worth giving serious consideration to the fact that the longer you are able to save for retirement, the lower the amount you will need to set aside.
We are living longer, yet the contribution the government makes to its senior citizens is decreasing, and the age at which you are entitled to receive a state pension is increasing.
At the same time, private sector employers have closed final salary pension schemes in favour of defined contribution schemes. This means that there is a greater emphasis on providing for your retirement to ensure that by the time you retire, you are able to live comfortably and in good health.
We can offer tax advice that will help you make the right choices taking into account your personal and professional circumstances. We can be on hand to take you through the pension or investment options currently available, which we think would benefit you most.